융자/크레딧

부동산 융자 몰게지 은행 신용 (크레딧) 재융자 정보

Market confusion keeps mortgage rates flat

김세규
Author
admin
Date
2006-06-22 02:19
Views
1659



Market confusion keeps mortgage rates flat

30-year mortgage roughly flat at 6.63 percent as market weighs potential for inflation versus slowdown.


NEW YORK (CNNMoney.com) - Mortgage rates stayed relatively unchanged this week after contradictory economic data left the bond market unsure over the direction the economy.

The average rate on 30-year fixed-rate mortgages was 6.63, for the week ending June 15, from the prior week's 6.62 percent -- that had been the highest level since June 2002, according to Freddie Mac's mortgage survey. In the year-ago period, the 30-year mortgage rate averaged 5.63 percent.

Mixed economic signals from the past week have sent conflicting messages to the bond market. The consumer price index came in higher than expected on Wednesday, raising expectations the Fed will raise short-term rates to cool off economic growth. However, the Fed's "beige book" report, released the same day, indicated the economy might already be slowing.

Frank Nothaft, Freddie Mac vice president and chief economist, said volatility in financial markets leads to mortgage rate fluctuations. "Still, there has been no drastic movement in mortgage rates and we see nothing on the horizon that would bring about any extreme rise or fall in rates going forward," Nothaft said.

The average rate on 15-year fixed-rate mortgages rose to 6.25 percent from 6.23 percent last week. A year ago, that loan averaged 5.22 percent.

Five-year adjustable-rate mortgages averaged 6.23 percent, 0.03 higher than last week. The five-year ARM averaged 5.10 percent last year.

The average one-year adjustable-rate mortgage rose to 5.66 percent from 5.63 percent. At this time last year, the one-year loan averaged 4.25 percent.

Although this week's numbers were not significantly higher, rates are up for the year. For homeowners using adjustable rate mortgages, a rise in interest rates can mean ballooning payments.

The Mortgage Bankers Association estimates that some $330 billion worth of ARMs will adjust in 2006 and $1 trillion worth will reset by the end of 2007. With a $200,000 loan adjusting upward from 4 percent to 6 percent, the monthly bill would increase to about $1,200, from $955.

Total 31
Number Title Author Date Votes Views
31
FICO scores 101 (크레딧 상식)
admin | 2007.09.08 | Votes 0 | Views 5173
admin 2007.09.08 0 5173
30
크레딧 상식과 점수 올리기…신용카드 30%이내 빚 유지 ‘점수 쑥쑥’
admin | 2007.01.07 | Votes 0 | Views 3705
admin 2007.01.07 0 3705
29
How to prepare for your first mortgage
admin | 2006.12.22 | Votes 0 | Views 2095
admin 2006.12.22 0 2095
28
크레딧 점수와 융자, 밸런스 낮게 유지해야 유리
admin | 2006.11.03 | Votes 0 | Views 2244
admin 2006.11.03 0 2244
27
융자의 기본 ‘신용관리’…4개 크레딧 카드, 2년이상 돼야 '굿'
admin | 2006.10.20 | Votes 0 | Views 3086
admin 2006.10.20 0 3086
26
'속성 크레딧 쌓기' 현금보단 신용거래 하라
admin | 2006.10.06 | Votes 0 | Views 2116
admin 2006.10.06 0 2116
25
재융자 비용 매년 나눠 공제 혜택
admin | 2006.08.31 | Votes 0 | Views 1822
admin 2006.08.31 0 1822
24
'빚 있으면 크레딧 높다' 모기지 내면 세입자보다 55점 많아
admin | 2006.08.30 | Votes 0 | Views 1916
admin 2006.08.30 0 1916
23
조기 상환 벌금
admin | 2006.08.20 | Votes 0 | Views 2613
admin 2006.08.20 0 2613
22
재융자 시기
admin | 2006.08.20 | Votes 0 | Views 2589
admin 2006.08.20 0 2589
21
모기지 종류
admin | 2006.08.10 | Votes 0 | Views 2879
admin 2006.08.10 0 2879
20
이자 공제 홈 에퀴티 융자 등 활용
admin | 2006.08.01 | Votes 0 | Views 1751
admin 2006.08.01 0 1751
19
치솟는 이자율 부담, 어떻게 벗어날까
admin | 2006.08.01 | Votes 0 | Views 1916
admin 2006.08.01 0 1916
18
Interest Only 융자
admin | 2006.08.01 | Votes 0 | Views 1998
admin 2006.08.01 0 1998
17
크레딧 점수 500점부터 신청 가능
admin | 2006.08.01 | Votes 0 | Views 2644
admin 2006.08.01 0 2644
16
일년 이상 주택 소유할때 고려해 볼만
admin | 2006.07.20 | Votes 0 | Views 2227
admin 2006.07.20 0 2227
15
No Down 주택융자
admin | 2006.07.20 | Votes 0 | Views 2989
admin 2006.07.20 0 2989
14
이자 공제 홈 에퀴티 융자 등 활용
admin | 2006.07.20 | Votes 0 | Views 1901
admin 2006.07.20 0 1901
13
Manage your mortgage, save thousands
admin | 2006.06.22 | Votes 0 | Views 1841
admin 2006.06.22 0 1841
12
Market confusion keeps mortgage rates flat
admin | 2006.06.22 | Votes 0 | Views 1659
admin 2006.06.22 0 1659
11
주택 팔고 사기 낭패 안보려면...급한 자금은 브리지론을 이용하라
admin | 2006.06.08 | Votes 0 | Views 2969
admin 2006.06.08 0 2969
10
일년 이상 주택 소유할때 고려해 볼만
admin | 2006.06.08 | Votes 0 | Views 2203
admin 2006.06.08 0 2203
9
융자는 크레딧 점수?…점수따라 페이먼트 금액 큰 차이
admin | 2006.06.08 | Votes 0 | Views 1768
admin 2006.06.08 0 1768
8
무리한 주택 융자 조심하세요
admin | 2006.06.08 | Votes 0 | Views 2077
admin 2006.06.08 0 2077
7
‘오너 캐리’융자 인기
admin | 2006.06.08 | Votes 0 | Views 2822
admin 2006.06.08 0 2822
6
[부동산 상식] 융자액
admin | 2006.06.08 | Votes 0 | Views 2243
admin 2006.06.08 0 2243
5
Choosing the best mortgage now (CNN Money.com)
admin | 2006.06.05 | Votes 0 | Views 1874
admin 2006.06.05 0 1874
4
Looking for the Best Mortgage (FDIC)
admin | 2006.04.01 | Votes 0 | Views 2094
admin 2006.04.01 0 2094
3
If you want the best loan, make sure your score is the best it can be. (CNNMoney)
admin | 2006.04.01 | Votes 0 | Views 1875
admin 2006.04.01 0 1875
2
재융자의 다른 시각
admin | 2006.03.30 | Votes 0 | Views 1839
admin 2006.03.30 0 1839
1
Improve your credit score (CNNMoney)
admin | 2006.03.24 | Votes 0 | Views 2335
admin 2006.03.24 0 2335